Finer with Age: For many people, the best part of the home buying process is the thrill of the hunt. And it’s a great time to be looking because today’s housing market offers more choices than ever. Whether it’s big or small, new or old, your dream home is just waiting to be found. Houses ...

In St. Louis, we currently reflect one of the highest Foreclosure rates in the nation.  In any given area there are a large number of houses being foreclosed upon due to the increased number of loan defaults.  The Foreclosure market has not come anywhere near bottoming out yet, so the experts feel we can expect to ...

Principal reduction Reducing the amount borrowers owe in order to make a loan modification affordable for struggling homeowners. This is a highly sought after option for homeowners who find themselves in an “upside down mortgage.”  There are a lot of scared and frustrated homeowners doing everything they can to keep their homes.   Do lenders ...

Q: What does it mean to be in foreclosure? A: To foreclose is to deprive the mortgagor of the right to redeem mortgaged property when payments have not been made. When you have missed two month’s worth of payments, you have defaulted on your loan, but are not yet in foreclosure. The foreclosure proceedings will ...