The Kiper Team

About The Kiper Team

Debi Kiper is the Team Leader / Broker of The Kiper Team. As a Real Estate Professional for over 20 years, she has the experience and knowledge to handle any real estate transaction from Residential to Commercial. Debi got her start in the City of St. Louis and hasn't stopped expanding her areas of expertise since. She now Lists/Services Properties in St Louis County, Jefferson County, Franklin County, Lincoln County, Washington County and St Charles County. She entered the Real Estate Profession within the Re/Max System and has never left. Her first year in real estate she won the Executive Award and in the years following she has earned an award each year for her accomplishments. These awards have been in; the 100% Club Award, Platinum Award, and in 2012 was one of two agents in the Midwest who earned the Chairman Award!!! Debi's dedication to her clients and profession constantly demands continuing education to keep up with the ever changing world of Real Estate. Debi continuously attends classes and seminars and travels the country attending Real Estate Seminars. This has become ever more important in the changing world of Real Estate in the past few years. Because of her desire to stay on top of the Industry Debi has become one of the Top Experts in foreclosures and short sales in the St. Louis market. In order to further assist her ever growing client base, Debi created The Kiper Team. The team structure allows for the combination of skills and experience of multiple agents. Each agent has their own place in the team, but the team functions as a whole. This team structure allows us to provide the highest level of knowledge and customer service available in the industry. We also constantly implement new procedures as well as using tried and true methods to provide the most for our clients. We take pride in selling and closing properties quickly. This dedication to our clients' needs has lead to many life-long friendships.

According to an article on CNBC.com next year is going to be a great one for Real Estate.  It’s all about jobs, oil prices and interest rates that translate into more money in consumers’ pockets and more confidence. With gas prices declining it’s not only padding people’s pocketbooks, it’s fueling consumer confidence.  Any factor that […]

5 Home Upgrades That Won’t Add Enough Value Myth: All upgrades will add net value to your home. Fact: You’ll never recoup the full cost of many types of upgrades. You should upgrade your own home for the sake of your own enjoyment, but that doesn’t mean you’ll profit from the upgrades when selling. If […]

How to Avoid Homebuyer’s Remorse Big Purchases often come with big expectations….So it’s no wonder that in a survey of 2,000 homebuyers, 80% said they regretted at least 1 thing about their home. Number 1 on the list:  The home just isn’t big enough. Other top complaints: lack of closet space, not enough bathrooms, bad […]

Should You Buy or Rent? Years of pricing declines have made buying a home more affordable than renting, plus mortgage rates are still low.  Does this mean you should buy? Here are some questions to help you decide. 1) Where do you live?  Cost of buying versus renting varies from city to city.  Figure your […]

Selling in the 4th Quarter and Through the Holidays The fall months are no longer a Real Estate Dead Zone.  There is still plenty of action happening after Labor Day through Christmas. Fall officially began Sept. 23, but that doesn’t mean you should scrap plans for selling your home this year. In fact, October, November and December […]

Step 9 – Closing The closing process is also known as settlement.  Closing brings together a variety of parties who are part of the transaction.  At closing, transfer taxes must be paid and other claims must be settled (including closing costs, legal fees and adjustments.)  In most transactions the closing agent also completed the paperwork […]

Step 8 – Get Insurance The essential idea behind various forms of real estate insurance is to protect homeowners in the event of catastrophe.  If something goes wrong, insurance can be the bargain of a lifetime.  If you have a mortgage on your home, homeowners insurance will be a requirement of your lender, but even […]

Step 7 – Make an Offer A proposal to buy includes both the price and terms.  Terms can represent thousands of additional value or costs to the buyer and are extremely important. How Much? Determining the amount to offer depends on the basic laws of supply and demand: If many buyers are competing for homes, […]

Step 6 – Get Funding The cost of financing is often greater than the original purchase price of a home (after including interest and closing costs.)  Because financing is so important, buyers should have as much information as possible regarding their mortgage options and costs. What Kind of Loan? There are many kinds of loans […]

Step 5 – Choose a Home Choosing a home and making an offer is both exciting and a little scary.  If your offer is accepted, the place you’ve chosen will be your home for the next several years.  You not only need to feel emotionally satisfied, but financially comfortable that you’re buying a home that […]